Risk Solutions
Our Risk Solutions
Your Trusted Safety Net against Life’s Uncertainties
Personal Insurance
Protection That Adapts to Life’s Changes
Life is unpredictable, but your insurance doesn’t have to be. Our personal insurance solutions are designed to help you recover from unexpected events such as damage, loss, or theft—quickly and effectively. We assess your specific risks and provide tailored cover that evolves with your circumstances, giving you peace of mind no matter what life brings.
Business Insurance
Essential Coverage for Business Growth and Security
Every business faces its own set of risks — but with the right protection, you can continue growing and succeeding despite the challenges. Our business insurance solutions are tailored to meet the unique needs of your business, from startups to established companies.
We take the time to understand the specifics of your operations and provide comprehensive coverage that ensures your assets, people, and business continuity are protected, so you can focus on what matters most.
Guesthouse Insurance
Protection That Feels Like Home
Running a guesthouse means creating comfort for others—let us do the same for you. We offer tailored insurance that covers everything from building and contents to guest liability and business interruption. With Cosmos Brokers, you can focus on hospitality while we protect your peace of mind.
Contractors All Risk Insurance
Cover Built for Every Phase of Your Project
Whether you’re laying foundations or finishing final touches, construction projects come with risks. Our Contractors All Risk cover protects your site, materials, tools, and third-party liabilities—so you can stay on track, even when the unexpected happens. With Cosmos Brokers, you get comprehensive protection and expert support, every step of the build.
Agricultural Insurance
Protecting What Grows Your Future
Your land, crops, and livestock are more than just assets—they’re the heart of your livelihood. At Cosmos Brokers, we offer tailored agricultural insurance solutions that protect you from the uncertainties of nature and the unexpected risks that come with farming. From drought to disease, we help ensure that your farm remains resilient—so you can continue to grow with confidence.
Church Insurance
Tailored Protection for Your Ministry and Community
A church plays a central role in its community, and protecting its operations, property, and people is essential for its continued growth and service. Our church insurance solutions are crafted to ensure your place of worship remains safe, secure, and able to carry out its important mission.
We work alongside you to understand your specific needs, offering comprehensive coverage that adapts as your church evolves and serves its congregation.
Pet Insurance
Protecting Your Pet, Supporting Your Peace of Mind
Your pet is more than just an animal—they’re family. From sudden illnesses to unexpected accidents, pet insurance helps you manage the costs of veterinary care without the added stress. With Cosmos Brokers, we guide you to the right cover for your furry companion, offering honest advice and support when it matters most.
Travel Insurance
Explore with Confidence
Whether you’re jetting off for business or heading on a long-awaited holiday, unexpected events can disrupt your plans. At Cosmos Brokers, we offer comprehensive travel insurance that gives you peace of mind wherever you go. From trip cancellations and lost luggage to medical emergencies abroad, we ensure you’re covered, so you can focus on enjoying the journey.
Medical Aid GAP Cover
Bridging the Gap to Complete Healthcare Protection
Healthcare can be expensive, and sometimes even the best medical aid plans leave gaps in coverage. Medical Aid GAP cover helps you avoid those unexpected medical bills by covering the difference between what your medical aid pays and what your healthcare provider charges. At Cosmos Brokers, we understand how important it is to have full peace of mind when it comes to your health. Let us help you find the right GAP cover to ensure you are fully protected when you need it the most.
Personal Insurance
Protection That Adapts to Life’s Changes
Life is unpredictable, but your insurance doesn’t have to be. Our personal insurance solutions are designed to help you recover from unexpected events such as damage, loss, or theft—quickly and effectively. We assess your specific risks and provide tailored cover that evolves with your circumstances, giving you peace of mind no matter what life brings.
Business Insurance
Essential Coverage for Business Growth and Security
Every business faces its own set of risks — but with the right protection, you can continue growing and succeeding despite the challenges. Our business insurance solutions are tailored to meet the unique needs of your business, from startups to established companies. We take the time to understand the specifics of your operations and provide comprehensive coverage that ensures your assets, people, and business continuity are protected, so you can focus on what matters most.
Guesthouse Insurance
Protection That Feels Like Home
Running a guesthouse means creating comfort for others—let us do the same for you. We offer tailored insurance that covers everything from building and contents to guest liability and business interruption. With Cosmos Brokers, you can focus on hospitality while we protect your peace of mind.
Contractors All Risk Insurance
Cover Built for Every Phase of Your Project
Whether you’re laying foundations or finishing final touches, construction projects come with risks. Our Contractors All Risk cover protects your site, materials, tools, and third-party liabilities—so you can stay on track, even when the unexpected happens. With Cosmos Brokers, you get comprehensive protection and expert support, every step of the build.
Agricultural Insurance
Protecting What Grows Your Future
Your land, crops, and livestock are more than just assets—they’re the heart of your livelihood. At Cosmos Brokers, we offer tailored agricultural insurance solutions that protect you from the uncertainties of nature and the unexpected risks that come with farming. From drought to disease, we help ensure that your farm remains resilient—so you can continue to grow with confidence.
Church Insurance
Tailored Protection for Your Ministry and Community
A church plays a central role in its community, and protecting its operations, property, and people is essential for its continued growth and service. Our church insurance solutions are crafted to ensure your place of worship remains safe, secure, and able to carry out its important mission.
We work alongside you to understand your specific needs, offering comprehensive coverage that adapts as your church evolves and serves its congregation.
Pet Insurance
Protecting Your Pet, Supporting Your Peace of Mind
Your pet is more than just an animal—they’re family. From sudden illnesses to unexpected accidents, pet insurance helps you manage the costs of veterinary care without the added stress. With Cosmos Brokers, we guide you to the right cover for your furry companion, offering honest advice and support when it matters most.
Travel Insurance
Explore with Confidence
Whether you’re jetting off for business or heading on a long-awaited holiday, unexpected events can disrupt your plans. At Cosmos Brokers, we offer comprehensive travel insurance that gives you peace of mind wherever you go. From trip cancellations and lost luggage to medical emergencies abroad, we ensure you’re covered, so you can focus on enjoying the journey.
Medical Aid GAP Cover
Bridging the Gap to Complete Healthcare Protection
Healthcare can be expensive, and sometimes even the best medical aid plans leave gaps in coverage. Medical Aid GAP cover helps you avoid those unexpected medical bills by covering the difference between what your medical aid pays and what your healthcare provider charges. At Cosmos Brokers, we understand how important it is to have full peace of mind when it comes to your health. Let us help you find the right GAP cover to ensure you are fully protected when you need it the most.
