Pet Insurance
Cover That Cares for Every Member of the Family
At Cosmos Brokers, we understand that pets are part of the family — and they deserve protection that’s as reliable as your own. As an authorised broker for PawPaw Pet Insurance, we offer trusted cover that helps you manage vet bills without the stress, so you can focus on what matters most: their health, happiness, and wagging tails. Whether you’re looking for comprehensive protection or simple accident cover, we’ll guide you through the options and help you choose the plan that suits your lifestyle — and theirs.
Explore the PawPaw Range
Accident Plan
Simple, affordable emergency cover.
Annual Limit: R10,000 or R20,000
- All ages
- Accidents
- Illnesses
- Hospitalisation
- Surgery
Waiting Period: 2 days
Accident 10: R76pm
Accident 20: R148pm
The Pack Plan
Flexible multi-pet cover for your household.
Annual Limit: Max 4 claims per year
Claims Limits:
- Illness: R1500 per claim
- Accidents R5000 per claim
What’s covered:
- All cats & dogs in your household
- All ages
- Accidents
- Illnesses
- Hospitalisation
- Surgery
Waiting Period:
- Accidents: 2 days
- Illness: 30 Days
Pack Plan: R160pm
Smart Plan
Affordable, limited cover for essential vet care.
Annual Limit: R30 000
Claims Limits:
- Illness: R6000 per claim
- Accident R8000 per claim
- Diagnostics: R1000 per claim
What’s covered:
- Accidents
- Illnesses
- Hospitalisation
- Surgery
Age Eligibility:
- Cats: 8 weeks – 15 years
- Dogs: 8 weeks – 12 years
Waiting Period:
- Accidents: 2 days
- Illness: 30 Days
Cat from: R145pm
Dog from: R195pm
Comprehensive Plan
Our most popular option — complete peace of mind.
• No Annual Limit
• No Claims Limit
• Annual Condition Specific Limit
- Cruciate Ligaments – R30 000
- Spinal Cord and Discs – R30 000
- Hips and Pelvis – R30 000
- Radiation and Chemotherapy – R30 000
- Diagnostics: R15 000 per claim
What’s covered:
- Accidents
- Illnesses
- Hospitalisation
- Surgery
- Lifestyle Benefits
Age Eligibility:
- Cats & Dogs: 8 weeks – 8 years
Waiting Period:
- Accidents: 2 days
- Illness: 30 Days
Cat from: R246pm
Dog from: R358pm
Why Choose PawPaw Through Cosmos Brokers?
At Cosmos Brokers, we do more than just provide the right pet insurance; we support you at every step of the journey. From obtaining pre-authorization for treatments to handling claims and policy amendments, we’re here to ensure your experience is as smooth and stress-free as possible.
Quick Claims Turnaround
Claims are processed within 72 hours, with payments made directly to the vet or to you, making the process fast and efficient.
No Breed Exclusions
All pets are welcome. Our coverage is designed to support the unique needs of your pet, regardless of breed.
Use Any Vet
You can continue seeing the vets you trust without worrying about network restrictions.
Lifestyle Benefits
Paw Paw offers wellness benefits like annual check-ups, vaccinations, grooming, and doggy daycare, ensuring your pet remains healthy and happy.
Full Broker Support
As your dedicated broker, Cosmos Brokers takes care of policy amendments, submits claims, and follows up to ensure everything runs smoothly. We also handle obtaining pre-authorization for treatments, ensuring your pet gets the care they need without delay.
You Care. So Do We.
At Cosmos Brokers, we take the time to understand what matters most — because great cover isn’t just about policies, it’s about peace of mind.
